Questions tagged [finances]

For questions relating to the procedures, technologies, and processes of finance. Finance questions may concern any entity of size from an individual or small company to the economics of galaxies.

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Is it possible to live "off-grid" in the modern world while still having access to a full range of facilities [closed]

Imagine someone wanting to live in and around one big city, like London or New York, while concealing both all traces of their real identity and - crucially - where they lived. The latter to the point ...
Bob Tway's user avatar
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9 votes
13 answers
6k views

How would you get a medieval economy to accept fiat currency?

So a nascent interstellar civilization is exploring the local stellar neighborhood when they encounter an earth-like inhabited planet with a developing medieval civilization. The Arcadians are roughly ...
AllSeeingEye33's user avatar
8 votes
12 answers
6k views

How much would a slave cost in current day Europe?

Let's assume, a legislation was passed that allowed people in Europe to enter into voluntary slavery. Everyone could choose to sell themselves. When you sell yourself, you become the full property of ...
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3 votes
5 answers
377 views

Why is there so much unused mana flowing in my mana economy?

I asked some questions about creating a stable economy that uses mana as currency. I'm stuck on a new problem trying to use it, why is there so much mana circulating in the economy already? I want ...
dsollen's user avatar
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2 votes
2 answers
210 views

Stable mana economy: how would mana transfer at death affect economic stability?

I've now asked some questions about the viability of a pure mana economy, and the answer is that it could work. I don't yet have a full world in mind for this, I'm mostly building up what a viable ...
dsollen's user avatar
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5 votes
5 answers
767 views

How to set up exchange rate between two very different world

Related to this question. The Science world, of course, has experienced and discarded gold-standard and is using paper currency and floating exchange rates. The magic world, on the other hand, uses ...
Faito Dayo's user avatar
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2 votes
4 answers
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How can extraterrestrials know more advanced math, and use it, to systematically beat the USA stock market? [closed]

In one of the later episodes (I can't remember which, just edit this post pls if you do) on The Event, an NBC TV series from 2010 to 2011, someone (I can't remember their name) asks Thomas (acted by ...
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2 votes
10 answers
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Barring asteroid impacts, disease, natural disaster, war — Why would the S&P 500 crash to 700 before 2023, and remain under 700 until 2030?

Many famous wealthy investors are predicting a stock market crash. On 25 March 2021, Ray Dalio: Current bubble 'halfway' to 2000 and 1929 "By our measures, the bubble is not what it was in 2000 ...
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34 votes
31 answers
9k views

A subset of humanity is immortal, how do I stop them from financially dominating?

Modern earth, no magic. Only difference is that a small percentage (~1%) of the population are biologically immortal, they can die by accidents/murder/etc but are immune to old age and disease (they ...
cypher's user avatar
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3 votes
3 answers
305 views

What would the economy of a nomadic, spacefaring civilization look like? [closed]

For a writing project, I'm trying to break the mould of some others involved and depict nomadic people who travel in enormous colony-ships, searching for life-bearing worlds similar to their own and ...
Vexus's user avatar
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25 votes
10 answers
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Time traveling Bitcoin buying

One of the most common answer tropes to the "start-your-life-over-at-x-age-with-all-your-current-memories"-question is people saying that they'd buy Bitcoin or invest in Stock XYZ that they ...
Dragongeek's user avatar
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5 votes
3 answers
330 views

Why is monster index still going strong?

An index is a measure of how a stock market is performing. Even the monsters know how to build up their portfolio. When a kill is secured -- say a human being -- or a carcass is recovered, they are ...
user6760's user avatar
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0 votes
1 answer
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How would a group of extra-terrestrial infiltrators go about destroying a free market economy [closed]

Let's say that a small group (around 20 or so) of well-equipped, highly intelligent ETs have secretly made their way on to Earth. They have all the knowledge they need of our various languages and ...
GuestPerson's user avatar
1 vote
4 answers
265 views

What employment would there be in a simulated world? [closed]

Real life is rubbish and society has evolved so the majority of human interaction is done in a simulated world. Real world tasks such as maintenance, healthcare, and farming are usually done by robots ...
Liath's user avatar
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9 votes
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How can I reinstitute the gold standard in the current global economy?

The gold standard is a monetary system where a country's currency or paper money has a value directly linked to gold. The U.S.A (United States of Amestris) operated on this standard, allowing the ...
Incognito's user avatar
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9 votes
8 answers
2k views

Magic economy: Using mana as a standardized unit of currency?

I'm toying with the idea for a world where instead of minting coins out of valuable metals all countries us mana, the 'fuel' of magic, as a currency itself. Since mana always has value, in it's ...
dsollen's user avatar
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7 votes
5 answers
462 views

How to perform important transactions over vast distances?

I asked a similar question on the History Stack Exchange, but it was suggested I might get better feedback here. How can you guarantee atomicity of a transaction in a high-latency system? High-latency ...
Lance's user avatar
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3 votes
5 answers
382 views

How can I establish a long term banking system for the Medieval period?

Bernius Madolffo was a good and honest priest who turned to entrepreneurship after the dissolution of the Holy Roman Empire. The death of the Catholic Church and fall of Christianity in the world ...
Incognito's user avatar
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0 votes
2 answers
116 views

If a mayor were to find his city was about to be razed to the ground, who would he appeal to? [closed]

Let's imagine a scenario, where, in a dystopic industrial society, a mayor of a medium-sized city learns that his city is about to be destroyed by some powerful force within the bureaucracy of his ...
Narrateur du chaos's user avatar
3 votes
1 answer
159 views

Does this type of organization make sense if it's all people have known?

These were taken from a bulletted list, so sorry if the grammar is weird. ...They do all this to keep the wealth and luxuries of the world within the city, so that no one inside is poor; it is a ...
Alexandra Eagle's user avatar
3 votes
1 answer
161 views

Can blockchain for all currency eliminate financial corruption in society?

Suppose I create a country where all currency is a cryptocurrency with tracked transactions. All income and outcome for a given country is registered in a block chain. All the public workers (...
Ivanovitch's user avatar
2 votes
3 answers
177 views

How would black market stock exchange in a communist country work?

I have an oppressive communist country which doesn't have any free speech, secret police, a new supreme leader every few decades and obviously, a planned economy. But somehow, the country is still ...
user2741831's user avatar
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30 votes
20 answers
14k views

How do rulers get rich from war?

For centuries, the rulers of the elven and human kingdoms have conspired to keep their peoples in a constant state of war with the sole purpose of making both of them extremely wealthy. Given, there ...
Chromanyx's user avatar
  • 499
2 votes
3 answers
146 views

Choosing a World's/Region's/etc. Interest Rates

In several RPG campaigns, I've seen player characters try to either make investments or borrow significant amounts of money. This made me wonder: which sorts of worlds should have interest rates that ...
vicky_molokh's user avatar
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13 votes
10 answers
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What would be the effects of (relatively) widespread precognition on the stock market?

I am working on a story in which around 1% of the world population has at least some semblance of a metahuman ability. Many metahuman abilities are advantageous in traditional employment, and I ...
Tobi Alafin's user avatar
4 votes
6 answers
1k views

How could you make banking profitable during the middle ages?

I'm doing a medieval fantasy project and I wanted to include a banking faction. The main issues I've run into are: banks during the middle ages don't seem to be profitable. What factors would allow ...
Celestial Dragon Emperor's user avatar
2 votes
2 answers
131 views

Maintaining assets during time jumps

I started to ask this question in the Writing SE, but realized that I want both a method and a mechanism, so decided that for the latter, I'd come over here. I'm building a novel where the MCs are ...
J.D. Ray's user avatar
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21 votes
8 answers
4k views

Insurance in a world with Superheroes

The less likely an event is, the easier it is to insure against it, as the risk is low. Meteor insurance, if it exists, is probably cheap, and still pretty profitable for the company, as the number of ...
VBartilucci's user avatar
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2 votes
6 answers
324 views

What methods might a government employ to stay wealthy?

I currently have a world-spanning empire doing great deeds such as supporting the poor while creating massive pieces of machinery and swimming in art and lavish decoration. Surely they have a ...
A Lambent Eye's user avatar
0 votes
2 answers
218 views

How to steal money if you have a quantum computer? [closed]

I'm writing about whistle blower who discovers that his employer, huge profitable corporation is just a front operation. All their diverse products and services are a sham, and the company is ...
yaxig's user avatar
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0 votes
2 answers
343 views

How to survive the collapse of civilization? [closed]

Say you're an immortal, who's seen civilizations rise and fall around your ears; and you've decided to ride the wave, the next time the barbarians are at the gates. You've had to keep your head down ...
jernaumorat's user avatar
3 votes
4 answers
266 views

Could social score be implemented without internet & social networks?

My hero is western tween born to rich emigres from fictional country, inspired by Romania. His parents escaped in the west, before demonstrators toppled the regime and took quite a wealth with them. ...
TenAli's user avatar
  • 51
-3 votes
5 answers
1k views

Why would my billionaire have health insurance? [closed]

In my world there is a billionaire. She's one of the richest people in the world, comparable to to the very richest people in our real world. In the country she lives in, there is no significant ...
Fiksdal's user avatar
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