What do I need from clothes?
I don't want to be arrested. --Don't have that law. (in fact my district doesn't seem to have it)
I don't like to be too cold or hot. --Make them be at home in their environment. Or give them easy refuge from it. (in fact my area rarely gets above 100F or below 30F and I spend most of my day inside)
I want strangers to know I'm worth something. --Use something else. (in fact tattoos, hair styles, stance and choice of hangout seems to do a reasonable job of sorting people in my area.)
I like having my hands free while carrying stuff in my pockets.
What have I got in my pocket?
I carry things to convey my status to strangers, and the tools I expect to want in the course of a day. (A phone and a wallet. Probably I'll be able to ditch the wallet one of these years, and I really wish I could ditch the phone sometimes.)
How else can this be handled?
Moving small tools around might not be common. To work on a farm you use big tools and you lock up your shops tools in the shop. If the tools you need to do something are generally kept where you do it you don't need to move them often.
If there aren't objects to convey status you don't need to carry status objects. Say almost everything a person might carry could easily be duplicated so no status object could be trusted. Or Communities are small enough to know everyone and strangers are treated all the same.
Armor
If there are weapons about it would be nice to be protected, and that probably means covering most of your body.