Imagine you had a race of "fantasy bird folk":
- Humanoid head, torso and limbs down to the ankles/fingertips
- wings from the back (implausible for flight, but irrelevant here)
- bird-like (raptorial, particularly) feet, including talons
- claws akin to raptor talons (proportionately scaled) on otherwise standard fingers (5 per hand, including opposable thumbs).
- Slightly small body size (standing 3'6" or so on average)
- Carnivorous (with sharp teeth) but able to tolerate small amounts of vegetable matter (kinda like dogs).
These claws (on hands and feet) are not retractable.
How much would such claws (especially on the hands) affect (inhibit?) tool use and development, if any? My baseline guess is that anything involving textiles or fine manipulation would be more difficult, just as it's hard to do fine work with really long fingernails. I wouldn't guess it would be impossible, just more difficult.
While there is magic in the setting, the only magic involved here is in letting them fly despite that being anatomically implausible under normal conditions. Oh, and their initial origin as a species many thousands of years ago. As far as the question is concerned, there is no active magic.