It is hard to predict what possible forms life can take based on the one planet we know has life on it. It is hard to see how life could exist without carbon, as this element has a unique ability to bond to itself and to other elements to create complex compounds. Silicon, and silicon-oxygen compounds can form a few multi-atom compounds, but silicon-based life is thought unlikely if water is present, as silicon compounds will easily turn to stable silica, and are unlikely to change back. Sulphur can bond to itself, but it con only support two bonds so it can't do anything much.
If our life-forms are carbon-based (not proven, but seems likely) then an F-type star will give off more ultraviolet light. This has enough energy to break a single carbon-carbon bond. This is why we use suncream, but it is not necessarily harmful to life. Most of earth's current life-forms are descended from creatures that lived around volcanic vents, far from sunlight. There are bacteria living in the gaps in rocks miles below the earth's surface. One has evolved to live off the energy from the radioactive decay of uranium. Even if the life started on the planet surface, it may be under a thick, smoggy atmosphere, and the short wavelengths cannot penetrate. The difference between an F-type star and our Sun may not be significant.
Is there a reason for life to use photovoltaics? According to this article, single-crystal photovoltaic cells are about 10% efficient while photosynthesis is about 6%. However, photosynthesis absorbs a bigger fraction of the light. If life evolved photovoltaic cells, it would probably come up with some way of enlarging the surface area and trapping the reflections. But our single-crystal voltaic are not very compatible with carbon-based life forms.
It seems likely that opsins, the chemicals we use in our eyes to see, may have been a precursor to photosynthesis. They are able to absorb light, and turn it into internal molecular energy. We do not know of anything that uses opsin for gathering energy today, but the blue-sensitive opsin that we have in our S-cone cells is shared with some species where our common ancestor is so far back, it may predate multicellular life. What were single cells using opsins for if not for gathering energy? So, it seems creatures have evolved at least two carbon-based chemical schemes for converting light to energy, and there may be others.
If the life forms on your planet are not wholly strange, life may have begun in the darkness, or in deep water, or under clouds where the UV did not penetrate. It might evolve to use the energy from the sun. Sort wavelength light has more energy per photon, so any organic conversion of light to internal energy might use blue light, but avoid the UV which could be harmful. Harvesting energy from red light and IR is harder, but may be possible. There are other strategies: deciduous trees choose to have more efficient leaves with thin surfaces, but up with the extra damage, and scrap them and grow a fresh set each year.
Carbon can conduct electricity. Buckytubes may be able to superconduct. It is possible to store magnetic energy as a circulating current in aromatic ring molecules. The European Robin is believed to use quantum entanglement to detect tiny variations in magnetic field. It is not impossible to imagine some life-form producing a long photovoltaic fibre like a spider spinning thread.
Life will probably adapt to use some energy source when there is nothing better. We have torpedo fish and electric eels that can handle high voltages and currents. But we do not know of anything using photovoltaics. My guess is opsins or chlorophyll or other such molecular photon capture processes are an easier option than photovoltaics.