I'm the owner of a large bank in Europe, with vast resources at my disposal. I would like to increase my wealth by lending it out at interest.
The ruler of the country I'm based in has his own wishes: he wants to conquer the neighboring country, paying off some lords over there to join his side. The problem is, being a bit of a spendthrift, he needs a loan.
I would gladly lend the money, except I know that rulers like to dissolve wealthy organizations and "redistribute" their assets, especially if they owe money to them. For example, one of the reasons that people of Hebrew descent were disliked throughout Europe is because they were known for lending money. The Knights Templar amassed a large amount of wealth as well, which later led to their downfall.
What measures can I take to ensure that the King will not just decide that he owes too much money to me and confiscate it all? I would prefer:
- No eventual execution on false charges, banishment, or impoverishment.
- Eventually regaining my lent money plus interest, or something else of equivalent great value
- (Optional) A maintenance of (at least outward) neutrality so that I can also lend to my king's enemies
I would prefer a technology level/political system of that around the High Middle Ages, but that's not concrete, if sometime else works better.