I am writing a fantasy book, so while I am not too concerned with being completely scientifically accurate, I would at least like for aspects of my world to feel believable, so as to not take the readers out of the story.
In short, my story is set on a ringed planet. The planet is Earth-like, and the ring is rocky. My main question is, would meteor strikes be more common as a result of fallen debris from the rings, and if so, in which areas would it be more common? I.e would areas directly below the ring be more prone to meteor strikes? This is important for my story, as some of the rocks in the ring contain a mineral called valtium that can be used for magic.
This leads me to my second question, which is regarding believability. Since the majority of the planet's surface is water rather than land, it follows that, if ring debris were to fall, most would end up in the ocean. My story follows a character who is a part of an ocean crew sent to find rocks that contain valtium. Due to their glow, they are easy to spot. The valtium is then collected by sending someone to dive down into the depths (using magical gadgets to stay alive, of course) to hack away at the rock so as to seperate the valtium, which is then lifted up into the boat. It's been a while since I took high school physics, so I'm not sure how believable this concept is, or which aspect I should revise. The one limitation I've thought of is that the boat has to be pretty close to the surface, as doing this in the middle of the ocean would be difficult to explain away even with magic, given the extraordinary depths.